: Actuarial Analyst – US Home

Insurance Products

We are seeking a detail-oriented Actuarial Analyst to support pricing, risk assessment, and product development for our US home insurance portfolio. In this role, you will leverage data-driven insights to drive strategic decisions, collaborate closely with cross-functional teams, and ensure alignment with regulatory requirements to strengthen our market position and product performance.

Key Responsibilities & Requirements

- Develop and maintain pricing models for US home insurance products to ensure competitive and profitable rates.
- Analyze large datasets to identify loss trends, risk patterns, and emerging exposures.
- Support reserving activities including loss development analysis and financial adequacy checks.
- Assist in regulatory rate filings and documentation as per state insurance requirements.
- Collaborate with product, underwriting, and finance teams to enhance product performance.
- Contribute to predictive modeling initiatives using statistical and machine learning techniques.
- Build automated actuarial tools, dashboards, and reports for internal stakeholders.
- Ensure accuracy and consistency in actuarial models and pricing assumptions.
- Prepare and present actuarial findings to management and non-technical stakeholders.
- Work on risk segmentation and profitability analysis to support business decisions.
- Stay updated on industry trends, regulatory changes, and competitor analysis.
- Support the development of current product features, rating plans, and insurance programs.




- Maintain actuarial exam progress (ASA/ACAS preferred) with company-provided study support.
- Demonstrate proficiency in actuarial software tools (e.g., SAS, R, Python, SQL, Excel).
- 6+ years of actuarial or insurance analytics experience preferred; internships considered for entry-level roles.
- Track key performance metrics such as loss ratios, combined ratios, and retention rates to support business growth.
- Assist in analyzing reinsurance treaties and their impact on risk exposure and profitability.
- Collaborate with catastrophe modeling teams to evaluate property risk exposure from hurricanes, floods, and other perils.
- Conduct competitor analysis to ensure pricing and products remain competitive in the home insurance market.
- Evaluate regional and state-level risk factors to optimize pricing strategies across different markets.
- Support actuarial studies related to capital adequacy, solvency, and enterprise risk management.
- Explore advanced predictive analytics tools to refine underwriting and claims forecasting processes.
- Recommend improvements to actuarial processes, models, and data pipelines to enhance efficiency and accuracy.
- Work closely with technology teams to ensure data integrity and improve data accessibility for actuarial analysis.
- Participate in actuarial exam programs, industry conferences, and training sessions to stay ahead of emerging trends.

Job Location

Sudhanand Business Solutions Pvt. Ltd.

Mysore or Bangalore

📌 Senior Actuarial Analyst (Karnataka)
🏢 Sudhanand Group
📍 Karnataka