Company Description Manipal Fintech is India’s most trusted gold loans brand, having disbursed over ₹16,000 crore in loans to more than 400,000 customers across the country. The company focuses on providing accessible, reliable, and transparent financial solutions backed by strong customer service. With a wide reach across urban and rural markets, Manipal Fintech supports diverse customer segments in meeting their financial needs.

The organization values innovation in financial products and technology to enhance customer experience and operational efficiency.

Role Description The Product Development Lead is a full time, on-site role based in Gurugram. This role is responsible for driving end-to-end product development for gold loan and related financial offerings, from concept to launch. Day-to-day activities include conducting market and customer research, defining product requirements, collaborating with R&D;, engineering, design, and operations teams, and managing product roadmaps and timelines.

The Product Development

Lead will monitor product performance, analyze data and feedback, and implement improvements to enhance usability, profitability, and compliance. The role also involves cross-functional communication, stakeholder management, and alignment of product strategy with business objectives.

Product Vision and Strategy: Should have previously worked in defining, and executing the Product vision, strategy & product road map for the organization. Must have hands on experience and evolved knowledge of how to envision the Product roadmap from a wholistic approach.

- Partner Management: Should have worked with TSP’s & Partners to develop products. Having a proactive passion to work, coordinate & deliver in every circumstance.



Ensure that Vendors deliver on timelines committed.
- Innovation Mindset: Should have a mindset to keep thinking solutions, bringing in new ideas and ways to execute them, go around the market to understand how things can be done differently, Out of the common thinking.
- Cross-Functional Leadership: Work closely with every team in the organization, especially the business & engineering/tech teams (both internal & external) to develop new solutions & communicating the business logic for creating new or updating features, develop appropriate planning and prioritization, guide and drive the roadmap. Lead from the front.
- Market Research and Analysis: Knowledge of lending products, strong knowledge of financial market, hold on market research from product standpoint, identifying real-time ground level issues, creating reports and analyzing the same to create effective products for the organization.
- Product Lifecycle Management : Must have had experience on Product Lifecycle management, GTM strategy for the product, Product Launches, Updates, Sunsetting.
- B.E./B.Tech and/or MBA 8-10 years of lending-product or lending-business management experience. 2.

Excellent

Presentation skills, communication skills, conflict resolution skills 3. Solid understanding of the lending ecosystem and the underlying operations in the credit cycle 4. Project/Program management - Driving superb execution against plan, anticipating risk and leading discussions via frequent, clear communication (both internally and with vendors) 5.

Should be able to build & manage multiple internal stakeholders & vendors 6. Strong technical skills and product development knowledge 7. Data analysis, interpretation & reporting 8

. Hands on experience in using Figma or any other tool is an added advantage

📌 Product Development Lead (Gurugram)
🏢 Manipal Fintech
📍 Gurugram