Role Overview

We are looking for an experienced Product Consultant -Islamic Lending expert to drive the Shariah-compliant lending solutions across Loan Origination and Loan Management platforms. The ideal candidate will have robust expertise in Islamic finance principles, digital lending products, and end-to-end lending lifecycle management.

The role requires close collaboration with business, technology, risk, compliance, and engineering teams to build scalable fintech products that meet regulatory requirements and deliver seamless customer experiences. Key Responsibilities

Loan Origination System (LOS)

Design and deliver DIY (Do-It-Yourself) digital customer journeys enabling customers to independently complete the entire financing application process through web and mobile channels.

Define Straight Through Processing (STP) journeys to maximize automation, minimize manual intervention, and improve approval turnaround times.

Design configurable eligibility, verification, underwriting, and approval workflows to achieve high STP rates while maintaining Shariah and regulatory compliance.

Define digital onboarding capabilities, including eKYC, OCR, document verification, biometric authentication, digital signatures, and consent management.

Design omnichannel customer journeys across branch, relationship manager, web, mobile, and partner ecosystems.

Product Strategy & Execution

Define an API-first product strategy to enable seamless integration with banks, fintechs, marketplaces, payment platforms, credit bureaus, digital identity providers, and other ecosystem partners.





Drive the adoption of configurable product capabilities using business rules, workflow engines, decision engines, and low-code/no-code configuration wherever applicable.

Design reusable product capabilities supporting cloud-native, microservices-based, and event-driven architectures.

Define product capabilities for embedded finance and ecosystem-led lending.

Stakeholder Management

Collaborate with enterprise architecture, integration, and technology teams to define API standards, integration patterns, security, and interoperability across the lending ecosystem.

Additional Required Skills & Experience

Strong understanding of DIY (Do-It-Yourself) digital lending journeys and customer self-service experiences.

Hands-on experience designing Straight Through Processing (STP) lending journeys with high automation.

Experience defining configurable business rules, workflow engines, decision engines, and process orchestration.

Strong understanding of API-first architecture, REST APIs, Open APIs, and API lifecycle management.

Experience working with API gateways, integration platforms, microservices, and event-driven architectures.





Knowledge of digital onboarding technologies including eKYC, OCR, digital signatures, biometric verification, consent management, and fraud controls.

Experience designing omnichannel customer experiences across web, mobile, branch, and partner channels.

Understanding of embedded finance, Banking-as-a-Service (BaaS), and fintech ecosystem integrations.

Experience working with configurable product platforms supporting low-code/no-code implementations.

Additional Key Competencies

DIY Digital Customer Journeys

Straight Through Processing (STP) Design

API-First Product Management

Embedded Finance & Ecosystem Integration

Business Rules & Workflow Design

Digital Onboarding & eKYC

Product Configuration & Process Automation

Omnichannel Lending Experience Design

Microservices & Integration Architecture Requirements

Good command over written and verbal communication in English.

Should demonstrate Out of the Box thinking and willing to work on tight schedules

Knowledge of Lending life cycle

Good understanding of end-to-end Loan Management Life Cycle

Good at interpersonal skills

Should have good stakeholder management skills

Detailed knowledge of Islamic Lending.

Good interpersonal skills Benefits

Nucleus is well known for identifying, nurturing, and promoting the internal talent and having long mutually rewarding associations with its performing associates. Our focus programs help our associates to continuously grow based on their capability, performance, and career aspirations.

📌 Product Consultant- Islamic Lending (Noida)
🏢 Nucleus Software Exports
📍 Noida