About Us: Kadel Labs is a leading IT services company delivering top-quality technology solutions since 2017, focused on enhancing business operations and productivity through tailored, scalable, and future-ready solutions. With deep domain expertise and a commitment to innovation, we help businesses stay ahead of technological trends. As a CMMI Level 3 and ISO 27001:2022 certified company, we ensure best-in-class process maturity and information security, enabling organizations to achieve their digital transformation goals with confidence and efficiency.

Job Title: Loss Forecasting & Credit Strategy Analyst (Credit Card)

Experience: 5- 10 Years Location: Jaipur, Udaipur, Bhopal & Bangalore

About the Role

We are looking for an experienced Loss Forecasting & Credit Strategy Analyst to support loss forecasting, reserve analytics, and credit strategy development for a US credit card portfolio. The ideal candidate will combine strong analytical and technical skills with a solid understanding of credit risk and card portfolio dynamics.

Key Responsibilities

Build and maintain loss forecasting models using roll-rate, vintage, and CECL-aligned methodologies.

Develop baseline and stress-scenario forecasts and analyze forecast vs. actual variances.

Develop and evaluate credit strategies across line management, authorization, and collections.

Assess the P&L;, credit risk,



and loss impact of proposed strategies.

Apply AI/ML techniques to improve forecasting accuracy and scenario analysis.

Translate analytical insights into actionable credit strategy recommendations for senior stakeholders.

Collaborate with business, risk, finance, and technology teams. Requirements

5–10 years of experience in Credit Risk, Loss Forecasting, Credit Strategy, or related analytics roles.

Hands-on experience with US credit card portfolios on the issuing side — US bank, card issuer, fintech, or GCC/captive supporting a US card business.

Strong proficiency in Python and SQL for forecasting, data analysis, and scenario modelling.

Working knowledge of CECL, stress testing, and reserve concepts; CCAR/DFAST exposure is an advantage.

Experience applying AI/ML to forecasting, credit risk, or analytics is preferred.

Solid Advanced Excel skills, including pivot tables, complex formulas, dashboards, and management reporting.

Excellent communication skills with the ability to work with US-based stakeholders and provide US business-hour overlap when required. Benefits

Visit us: · https://kadellabs.com/ · https://in.linkedin.com/company/kadel-labs · https://www.glassdoor.co.in/Overview/Working-at-Kadel-Labs-EI_IE4991279.11,21.html

📌 Loss Forecasting & Credit Strategy Analyst (Credit Card) (Bengaluru)
🏢 Kadel Labs
📍 Bengaluru