Key Responsibilities:

1) Business Development & Lead Generation
Source merchants for POS/EDC/Bharat QR/UPI and identify prospects for CMS
across assigned markets and segments.
Work with mapped branches/RM teams to drive leads, campaigns, and product
penetration and ensure smooth handover for implementation.
Generate independent leads via references, market mapping, and networking;
target priority industries/sectors with tailored propositions.
Collections: Physical & Electronic Collections, Smart Collect/Virtual
Accounts, Payment Gateway, e-NACH, BBPS, Cash, UPI.
Payments: Physical & Electronic Payments, Dividend mandates, vendor/salary
payouts, UPI payouts, Corporate Remittance
Merchant Acquiring: POS/EDC/Bharat QR with appropriate MDR/subvention
constructs.

2) Onboarding, Activation & Portfolio Management
Coordinate with operations/implementation for seamless go-live; ensure
activation and throughput (TPV/collections).
Build deep client relationships to retain and grow wallets,
cross-sell/up-sell adjacent products, and proactively resolve service issues.





3) Enablement, Training & Marketing Support
Train and enable Branch Banking/Relationship teams to sell CMS and Acquiring
products effectively.
Conduct system demos for Potential & Existing clients; run visibility
campaigns and provide marketing collaterals to drive penetration.

4) Risk, Compliance & Governance
Ensure KYC/AML and documentation standards are met; maintain AOF accuracy and
policy adherence.
Explain chargebacks/fraud risks for all product offering and follow
audit/compliance
requirements throughout deal lifecycle.

Skill Set Requirement:
Certification in MS Office/MIS Tools – from private or government institute.
Sales oriented, Proactive with high energy levels and capable of working with
a team
Analytical, practical and have aptitude for troubleshooting.
Keen interest in sales, structuring and implementing deals
Willingness to travel within radius of 1

📌 Senior Product Sales Manager Branch Banking Enterprise Business Solutions Jalandhar (India)
🏢 Kotak
📍 India