Grade – M4

Business Analytics/Intelligence

Job description
Analytical interventions required to increase market share of the ETB
customer segments by also managing the risk and building marketing analytics
strategy proposals
Actively work with Risk & Policy counterparts to design segments to
Pre-approve using proprietary risk scorecards, customer transaction data and
external data sources
Implement risk management strategies while also driving business growth-
manage portfolio performance and risk regularly
Drive business key KPIs on Upsell and Cross-sell; by optimising segment level
offering using right pricing models
Design Decision Tree or Regression Models to identify better/worse performing
segments
Create reports and dashboards on portfolio performance for consumption of
senior leadership team




Stakeholder management and networking across analytics team counterparts
required to build and implement strategies
Should be able to collaborate with Data engineering teams/Product management
to implement and launch current technology and AI based solutions for driving
business growth and also data management

Skills Required:
Prior experience of working in credit risk, portfolio analytics and cross-
sell analytics profile desired.
Should have hand-on experience on contemporary analytics tech stacks: SAS, Python,
R and Agentic AI flow creation
MBA/M.Tech or BE in Computer Science, Masters from Tier I colleges like
IIT/NIT/IIMs/JBIMS/MDI/NMIMS/IIFT etc.

📌 Business Intelligence Ii Support Services Data Mumbai (India)
🏢 Kotak
📍 India