JD :
Responsible for business development of Area / Cluster
Strengthen business relation and co-ordination with other business and close
liason with branch banking team and Area Manager
Regular Travel to branches – All branch visit to be done once in month
Educate the GLROs regularly and also updating them with new policies
introduced by HO
Ensure every GLROs meets they SOP / KRA targets – See that week wise targets
are set to GLRO and they are being achieved
To fill the Gaps by regular recruitment of GLROs
Find recent potential locations where Gold loan can be started
Need to have market update , competition info .
To guide GLRO that there should be smooth process of Gold Loan operations at
branch




Proper documentation of Gold loan to the taught to GLRO so that it help in
FPT authorization of file
10Lakhs above customer ASM to speak/ meet individually. To identify recent HNI
clients
Make sure Files are authorized within the HO TAT specified period and see
that no branch falls under EMBARGO
Area to be under ZERO NPA always
Team Handling role

Job Requirement
Minimum Graduation
Valuable Communication skills
Excellent Team Player
Ready to travel
Have regular repo with other departments
Eager to learn – Should have knowledge of policies and process
Knowledge on Gold loan is preferable.

📌 Territory Sales Manager Loans Against Gold Marketing Branches Operations Eluru
🏢 Kotak
📍 Eluru