About the company

We are a fast-growing pre-seed funded fintech startup currently operating in stealth mode. Our founding team brings experience across top-tier consulting, high-growth fintech, and large-scale financial services, and we are building with a long-term vision of creating a category-defining platform in India. We are backed by strong early believers and are working closely with leading ecosystem partners to build a scalable, compliant, and execution-first business. Role Overview

We are looking for a Consultant / Advisor – Two-Wheeler Financing to build and scale our two-wheeler lending business, owning the full lifecycle from OEM and dealer partnerships to product construct, commercial structuring, and dealership go-live. Key Responsibilities

Design the two-wheeler financing product (ticket sizes, LTV, tenor, down payment, no-cost and low-cost EMI constructs) aligned to unit economics and counter conversion

Identify and onboard OEMs, large dealer groups, and DSA / aggregator channels across ICE and EV two-wheelers

Structure and negotiate commercial terms with partners (subvention and interest buy-down splits, dealer payouts, processing fees, risk-sharing arrangements, co-marketing commitments)

Build the dealership activation playbook: in-store journey, counter presence, sales officer training, disbursal and delivery order flow, PDD and hypothecation handling

Coordinate across partner teams (commercial, credit, legal, tech, ops) to move from term sheet to live dealerships

Define program governance: credit policy guardrails,



approval norms, fraud and abuse controls, subvention reconciliation, and dealer payout and settlement discipline

Shape financing constructs suited to a checkout financing product, optimizing for finance penetration at the counter, approval-to-disbursal conversion, and dealer stickiness

Track finance penetration, counter share, TAT, and early portfolio quality; ensure timely execution of launch and scale-up milestones Requirements

10-20 years of experience in two-wheeler or auto financing, OEM captive finance, consumer lending, or dealer-led distribution A live network of decision-makers across two-wheeler OEMs, large dealer groups, and channel partners

Track record of building or scaling a two-wheeler loan book, or launching financing across a dealership network

Working understanding of two-wheeler financing economics: subvention and buy-down structures, dealer payouts, yield and LTV mix, delinquency behaviour, and regulatory considerations including RBI digital lending and lending partnership norms

Exposure to EV two-wheeler financing is a plus

Strong communication and stakeholder management skills

Ability to drive execution independently in a fast-paced environment What We Offer

Prospect to work on a high-impact fintech product in a fast-growing environment

High ownership role with clear outcomes and measurable impact

Fast decision-making and execution-driven culture

Potential conversion to a full-time leadership role based on performance

📌 Advisor - 2 Wheeler Financing / Autoloans (Funded Fintech Startup) (India)
🏢 Fintech (Stealth Mode - India)
📍 India