About Us

Nucleus Software has been providing Products and Services to various Global and Regional Financial institutions for the past 40 years. As a pioneer software vendor, Nucleus carries deep banking domain expertise and experience on latest technological trends. The platforms developed by Nucleus power the operations of more than 200 financial institutions in 50 countries, supporting multiple business verticals, accessible through mobile and internet channels. These platforms support retail banking, corporate banking, cash management, internet banking, automotive finance and other business areas.

Key highlights about Nucleus include:

- Entrusted by Global and Regional banks as a preferred partner for their Traditional to Transformative journey

- Driving large Digitalization programs for various banks using Data Science, Cloud, AI/ML, DevOps, RPA based solutions.

- An organization with an “Employee First” outlook

Recognized as a “Great Place to Work “by a global research organization
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Job Description

Role Overview:

We are looking for an experienced Product Consultant – Corporate Lending to build and scale digital corporate lending solutions in a fast-paced fintech environment. This role focuses on creating seamless, technology-driven lending experiences for SMEs, mid-market, and enterprise clients. The ideal candidate will have a strong understanding of corporate lending products and processes, combined with hands-on experience in digital lending platforms, loan origination, underwriting, credit decisioning, API integrations, automation, and product lifecycle management.

Key Responsibilities:

- Own the end-to-end product lifecycle for digital corporate lending platforms (origination, underwriting, disbursement, servicing)

- Define product vision, strategy, and roadmap aligned with fintech growth objectives

- Build scalable loan origination systems (LOS) and loan management systems (LMS)





- Design and optimize digital onboarding journeys for corporate clients (KYC, document collection, verification)

- Collaborate with engineering, data science, credit risk, compliance, and business teams

- Drive automation in underwriting using rule engines, scorecards, and alternative data

- Develop API-based integrations with third-party providers (credit bureaus, GST/tax systems, bank statement analyzers, payment gateways)

- Leverage data analytics to improve approval rates, reduce risk, and enhance customer experience

- Ensure compliance with regulatory requirements (RBI or relevant global regulators depending on market)

- Build innovative products such as embedded finance, supply chain financing, invoice discounting, and BNPL for businesses

- Continuously experiment (A/B testing) to improve conversion funnels and reduce drop-offs

Required Qualifications:

- Strong understanding of corporate lending products

- Experience in building or working with digital lending platforms (LOS/LMS)

- Familiarity with APIs, integrations, and microservices architecture

- Understanding of credit risk, underwriting processes, and financial statement analysis

- Strong analytical skills with experience in data-driven decision making

- Excellent stakeholder management and communication skills

Preferred Qualifications:

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Multi-Facility Financing- Integrated financial solutions combining multiple credit facilities under one structure.

- Bill Discounting-Unlock immediate cash flow by discounting receivables before their due date.





- Working Capital Finance-Ensure smooth day-to-day operations with adequate short-term funding.

- Cash Credit (CC)-Flexible borrowing facility against stock and receivables.

- Business Loans / Term Loans-Medium to long-term funding for expansion, asset purchase, or business growth.

- Consumer & Commercial Vehicle Loans-Financing for purchase of personal or business-use vehicles.

- Commercial Equipment Financing-Loans for machinery, tools, and industrial equipment.

- Letter of Credit (LC) / Standby Letter of Credit (SBLC)-Secure domestic and international trade transactions with bank-backed guarantees.

- Bank Guarantee (BG)-Assurance to third parties for contractual or financial obligations..

- Project Financing-Structured funding for large-scale infrastructure and industrial projects.

- Structured Finance-Customized financial solutions often used in mergers, acquisitions, or leveraged buyouts.

Requirements

- Good command over written and verbal communication in English.

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Should demonstrate Out of the Box thinking and willing to work on tight schedules

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Knowledge of Lending life cycle

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Good understanding of end-to-end Loan Management Life Cycle

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Good at interpersonal skills

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Should have good stakeholder management skills

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Detailed knowledge of corporate Lending.

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Valuable interpersonal skills

Benefits

Nucleus is well known for identifying, nurturing, and promoting the internal talent and having long mutually rewarding associations with its performing associates. Our focus programs help our associates to continuously grow based on their capability, performance, and career aspirations.

Job Information

- Job Opening ID NUCLEUS_2128
- Business Unit Name NEO PMG
- Job Type Onsite
- Grade 6
- Date Opened 11/08/2026
- Number of Positions 1
- Industry Banking
- City NOIDA
- Province Uttar Pradesh
- Country India
- Postal Code 201309

📌 Product Consultant- Corporate Lending (India)
🏢 Nucleus Software
📍 India