Job DescriptionRole Overview Looking for an Analytics professional with 5+ years of work experience in banking / NBFC / Fintech sector in Credit Risk domain (Acquisition and Account Management areas) for personal loans / 0 interest EMI products / credit cards etc.
nResponsibilities:
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- Lead personal loans strategy across acquisition, underwriting, loan limit assignment, pricing, installment programs, and collections.n
- Manage portfolio performance and drive sustainable, risk-adjusted growth.n
- Develop and refine credit policies, risk appetite, decision frameworks, and portfolio guardrails.n
- Monitor portfolio health, including delinquency, utilization, profitability, customer behavior, and vintage performance.n
- Use internal, bureau, and alternative data to identify opportunities and improve results.n
- Handle large amounts of data to derive business insights and create innovative solutions/models/strategies.n
- Clear articulation and structuring of business findings to the leadership and key partners.n
- Handling team of analysts and guide them in their tasks.n
- Handle critical projects and contribute to acquisition policy formulation and risk managementn
nSkillset:
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- Minimum 5+ years' experience into Banking Analytics (Risk domain) across any of the functions – acquisition / account management / collection / fraud with a leading bank / Fintech / NBFCn
- Experience in building credit risk models/strategies.n
- Experience with alternate data usage (especially in Underwriting)n
- Strong knowledge and working experience in SQL are a must.n
- Knowledge of Python and ML is a big plus.n
- Strong communication and interpersonal skillsn
- Ability to drive project deliverables to achieve business results.n
- Ability to work effectively in a team workplace.n
- Notice period: 30-90 days. Early joiners preferred.n
nEducation:
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- Bachelors or master's in quantitative field such as Economics, Statistics, Mathematicsn
- BTech/M