Job DescriptionModer formerly known as Archwell Operations is a part of Archwell Holdings founded in 2017. We are a tech forward outsourcing company specializing in supporting the US Mortgage, Insurance, and Banking industries. We specialize in end-to-end component-based outsourcing, managing one-off projects to becoming an extension of the customer service or operations team. Our team is built on industry expertise and provides the traction clients need to grow their company. Equipped with diverse tools, platforms, solutions, and services we strive to work towards our mission to positively impact the financial health of companies by powering in-house processes using top talent, workflow best practices, and progressive technology.
NJob Overview:
NThe Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines;
examines all documentation for accuracy and completeness.
NJob Roles and Responsibilities:
N Review and analyse the mortgage loan application to ensure eligibility,



accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors.
N Review all required loandata, reports, and inspections to insure the collateral is acceptable to investor and the company.
N Knowledge of Lending & Underwriting Guidelines | Credit & Income Analysis | Cash Flow Analysis | Risk Assessment | Loan-to-Value Ratios | Debt-to-Income Ratios
N Review Initial application - Verify loan, property, borrowers' information with other available documents - Verify borrower's monthly income and expenses - Verify other relevant sections.
N Review all the documentsrelated to borrower's Credit, Capacity, Collateral and Capital.
N Calculate asset requiredfor closing and reserve purpose for the transaction (as per guideline)
N Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor

📌 Senior Mortgage Underwriter (India)
🏢 Moder
📍 India