Job Requirements Job Requirements Role Job Title Branch Credit Manager Function Department Micro Finance Loans Job Purpose The incumbent will be required to manage a team as well as coordinate with sales team to achieve target You will be in direct contact with the consumers in order to establish their credit worthiness You also need to ensure completion of credit KYC documents and verifications through telephonic field and collateral visits while complying with the guidelines set forth in the in the company credit policy The execution of this these tasks must be accomplished in such manner which is both sales supportive and risk averse Roles Responsibilities The incumbent will be responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies procedure to honour the agreed service level agreements and manage city area business volumes To conduct personal discussion with customers to establish Credit worthiness The incumbent will ensure completion of credit know your customer documents and verification- telephonic field collateral visits To coordinate with sales to achieve targets and ensure turnaround time or service level agreements are met To ensure credit policy adherence to the accepted standards To control and contain front-end delinquencies by calling up customer on first presentation To manage and supervise a team of credit underwriters and provide guidelines Experience 5 to 10 Years of experience in Credit Education Qualification Fulltime Graduation Bachelor s in engineering Technology Math s Commerce Arts Science Biology Business Computers Engineering Management

📌 Territory Manager-sepl (Bhubaneswar)
🏢 IDFC FIRST Bank
📍 Bhubaneswar