Responsibilities
Key Responsibilities
- Annual Operating Plan (AOP), Monthly & quarterly forecast, Long term financial projections for the Consumer Bank business
- Analyze business performance, identify drivers of revenue, cost, margin and profitability at product, segment and channel level
- Provide variance analysis (budget vs actuals) with actionable insights for senior management
- Partner with Product, distribution, proposition & business operations team to develop P&L; projections & Customer ROI/ROE analysis
- Develop dashboards & MIS to monitor KPI’s like NIM, Cost to Income, Fee income, Deposit & Advances growth etc
- Conduct competitor benchmarking, market analysis, and regulatory impact assessment to identify growth opportunity
- Evaluate strategic initiatives such has recent product launches, digital transformation, partnership and distribution expansion

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Project monitoring,



Performance evaluation and initiatives against define milestone

Key Skills
- Technical: Advanced Excel, financial modelling, data analysis,
- Analytical: Ability to interpret data, identify trends, and develop actionable insights.
- Communication: Presenting complex financial information clearly to diverse audiences, including management
- Business Acumen: Understanding the banking business model and connecting financial data to strategic objectives.
- Adaptability: Thriving in energetic environments and embracing new technologies and methodologies.

Qualifications
Qualification
- Strong Pedigree - Chartered Accountant (CA, preferably cleared in first attempt), MBA with reputed institute
- 3-8 year experience in BFSI Sector (preferably FP&A; & Strategy/Big 4)

📌 HO BIU Financials-HO (Mumbai)
🏢 Kotak Mahindra Bank
📍 Mumbai