Description
Manager – Credit Administration REPORTS TO (SOLID & MATRIX):
Position Grade: Business Unit: SME Department: Credit Sub Function: Credit Administration Location: Number of Positions: Single/ Multiple Position Type: Full Time
Job Purpose
Direct Reports (Position Title)
Resources
- The objective of the Manager - Credit Administration is to oversee and manage all aspects of credit administration processes, ensuring accuracy, compliance, and efficiency. This role involves issuing sanctioned letters, verifying pre-disbursal documents, coordinating with operations, managing security perfection, monitoring post-disbursal documents, generating MIS reports, and driving process mapping and improvement initiatives to support the business.
Team Size
Direct:
Indirect Team Size (Onrolls):
Financial Resources
Book Size: INR XX
Net interest income:
Main Accountabilities
Qualifications & Experience
- Minimum Degree: MBA in Finance/ CA
- Minimum Years/type of experience: 5-7 years
Key Decisions taken
- Approval of sanctioned letters to clients, specifying credit terms and conditions.
- Verification and approval of pre-disbursal documents for credit facilities.
- Decision on the perfection of security and the creation of charges for asset-backed credit.
Issuance of Sanctioned Letters:
- Prepare and issue sanctioned letters to clients, outlining the terms and conditions of credit facilities.
Pre-Disbursal Document Verification:
- Verify and validate pre-disbursal documents and documentation for accuracy and completeness.
- Coordinate with the operations department for data input and file maintenance.
Security Perfection and Charge Creation:
- Ensure t
📌 Sr. Manager (Thane)
🏢 Tata Capital
📍 Thane
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