Credit Risk Manager / Underwriting (B2B / SME) | On-site

? Location: Thane, Mumbai | Experience: 4+ Years | Start-up culture with Mon-Sat working, Sat is a half day

Role Summary:

Looking for a Credit Risk qualified with experience in NBFC/Bank/Fintech to handle B2B/SME underwriting, risk assessment, and portfolio monitoring.

Key Responsibilities:
- Evaluate creditworthiness using financials, bank statements, GST & bureau reports (CIBIL/Experian)
- Perform credit underwriting, risk assessment & cash flow analysis
- Define credit limits, policies & risk frameworks
- Monitor portfolio, delinquencies & early warning signals (EWS)
- Collaborate with Sales, Finance & Collections teams
- Prepare MIS reports & credit dashboards

Requirements
Key Skills

Credit Risk | Underwriting | Credit Appraisal | Financial Analysis | Cash Flow | SME/MSME Lending | NBFC | Fintech | Bureau Reports | CIBIL | Risk Policy | Portfolio Monitoring | EWS | Advanced Excel

Preferred Background:

NBFC / Banking / Fintech | B2B / SME Lending

Qualification:

CA / MBA (Finance) / CFA

📌 Credit Risk Manager | 4+ Years (Thane)
🏢 N Human Resources & Management Systems
📍 Thane