Job Description

Product Manager – LAP
Own a core part of the LAP product end-to-end - from problem, to roadmap, to a shipped and measured
outcome. LAP (Loan Against Property) is a secured-lending product - larger loans, longer timelines, and
real operational, credit, and regulatory complexity. As PM, you'll own a slice of it - the customer journey
from application to disbursal, onboarding and verification, or a brand-current feature - and be accountable
for its outcome. You'll set the roadmap, write the specs, drive engineering, manage the partners in the
flow, and bring leadership clear recommendations.
Key Responsibilities:
• The roadmap and outcomes for your area — turning business goals into a prioritized, defensible plan.
• Clear product specs and user stories; breaking ambiguous problems into shippable pieces.
• Your own data. Pull and interrogate it yourself (SQL, product analytics tools) to find where customers
drop off, size opportunities, and prove impact — without waiting on an analyst.
• Flows that survive the real world — designed hand-in-hand with Credit, Sales,



Operations, and
Compliance.
• The external partners and vendors that sit inside the lending flow — evaluating, negotiating, and
managing them (e.g. credit bureau, KYC/video-verification, digital signing, auto-debit mandates,
banking and valuation partners).
• The voice of the borrower — including the cases where agents or channel partners sit between us and
the customer.
• Direct working relationships with senior leadership, bringing them structured, decision-ready thinking.
Key Qualifications:
• 1.5–2 years in lending product, within a broader product/analytics background. Secured-lending
experience is a strong plus.
• Tech-first. You read technical/API documentation on your own, challenge engineering on how things
are built, and reason about trade-offs — not just the screens.
• Data-fluent. You can write or read SQL and build a drop-off funnel yourself.
• Regulatory instinct. You understand how

📌 PM - Lap (Mumbai)
🏢 Kissht
📍 Mumbai