Domain Expertise
• Solid working knowledge of All 4C's: Income, Credit, Collateral, and Capital
• Proficiency in calculating all income types: Salaried, Self-Employed (1084/1120S/K-1), and Other Income
• Hands-on experience underwriting Purchase, Refinance, and Construction loans
• Strong working knowledge of Agency Guidelines (Fannie Mae DU / Freddie Mac LPA)
• Ability to evaluate full loan files and render Approve / Suspend / Counter-offer decisions
• Reviewing appraisals for valuation accuracy, comparables, and property conditions
• Identifying red flags across credit reports, title, title insurance, and closing documents
• Working knowledge of overlays, exception management, and investor-specific guidelines
Roles & Responsibilities




• Act as the primary quality checkpoint for the team before files are delivered
• Perform pre-delivery QC on a defined sample of loans; track error trends by underwriter
• Stay current on FNMA/FHLMC guideline updates; cascade changes to the team through structured briefings
• Maintain a positive and energized team setting; address interpersonal issues promptly
• Set clear daily/weekly output expectations aligned to SLA targets set by the AM
• Ensure all client-facing deliverables are accurate, complete, and on-time

📌 Team Lead (Pune)
🏢 Consolidated Analytics
📍 Pune