Role Overview:
We are seeking dynamic and result-oriented Sales Managers to drive business growth in our MSME Lending vertical. The role involves acquiring new MSME customers, managing relationships with lending partners and channel associates, and driving the complete sales lifecycle for secured business loan products while achieving sales targets and delivering exceptional customer service.

Key Responsibilities:
- Identify
and acquire potential MSME customers through cold calling, networking,
referrals, and field sales activities.
- Drive
sales of MSME lending products, including:
Working Capital Loans, Term Loans, Supply Chain Finance & Other allied lending
products.
- Manage
the complete sales cycle from lead generation, customer acquisition,
documentation, and loan closure.
- Build
and maintain strong relationships with MSME clients, lending partners, Direct
Sales Associates (DSAs), and registered channel partners.
- Deliver
exceptional customer service by addressing customer queries and ensuring a
seamless borrowing experience.
- Collaborate with credit, operations,



and underwriting teams to facilitate
smooth loan processing and timely disbursement.
- Analyze
market trends, competitor activities, and customer requirements to identify new
business opportunities.
- Generate
cross-sell opportunities by leveraging relationships across various functions
within the organization.
- Ensure
compliance with internal policies and regulatory guidelines throughout the
sales process.
- Consistently achieve and exceed assigned sales targets and business objectives.

Requirements
Qualifications & Experience:
- Bachelor's degree in Business, Finance, Commerce, or a related field.
- MBA or equivalent postgraduate qualification
preferred.
- 5-6
years of experience in similar industry & product space.
- Proven
track record of consistently meeting or exceeding sales targets.
- Robust
understanding of MSME lending products, secured loans, credit assessment, and
underwriting proces

📌 Sales Manager (Panaji)
🏢 V. M. SALGAOCAR AND BROTHER
📍 Panaji