Job Purpose
Responsible for monitoring, analyzing and reporting of Transaction alerts generated for credit operations. The role is a critical element of organization’s defense against money laundering, terrorist financing and fraud.Duties and Responsibilities
• Conducting detailed and thorough investigation of cases/alerts in accordance with internal policies, process and external regulations (e.g. RBI KYC Policies, PMLA Act & Rules)
• Fetch relevant information from various internal systems (e.g. Pennant, Miles, Finacle, CRM, Customer 360 etc.) required for customer transaction analysis
• Able to analyze transaction history in accordance with customer profile for products like Gold Loan, LAS, Flexi, SME,etc to identify anomalies
• Good domain knowledge of BFL product, processes and systems
• Identification and timely escalation of potential suspicious transactions for further investigation
• Writing detailed analysis of transactions investigated
• Keeping updated with recent changes with respect to RBI KYC Polices, PMLA Act, etc




• Assist with the preparation of departmental MIS and reports and other activities
• Providing inputs for improvising AML search effectivenessRequired Qualifications and Experience
• Graduate Degree, 3 - 5 years’ experience in lending business.
• Domain knowledge pertaining to products such as Gold Loan, LAS, Flexi, Professional / Business Loans
• Understanding of Onboarding process, financial transactions and other processes in lending lifecycle
• Sound knowledge of Internal Policies, Risk, Compliance and Regulatory requirements
• Good understanding of PMLA Act, RBI KYC Policies etc
• Ability to interpret Regulatory requirements
• Knowledge of KYC/ML/CDD/EDD/Sanctions/PEP Screening/Knowledge of SAR/STR process, desirable.
• Applicant should be well versed with MS Excel, working knowledge of SQL preferred
• Ability to work independently and accomplish task assigned
• Team-oriented work style to engage with peers & colleagues in other functi

📌 Deputy Unit Manager (Pune)
🏢 Bajaj Finance
📍 Pune