About Retail Portfolio Management Group
The Retail Portfolio Management Group (RPMG) plays a strategic role in managing the bank's retail receivables, with a sharp focus on loss containment, cost efficiency, and portfolio sustainability. Through advanced analytics, technology-driven processes, and close collaboration with Credit, Risk, and Product teams, RPMG ensures risk-calibrated policy execution.
RPMG engages delinquent customers with multiple repayment solutions and financial counseling, promoting responsible credit behavior and long-term financial health. This approach aligns with the bank's overarching Growth, Profitability, and Sustainability (GPS) strategy, positioning RPMG as a key contributor to operational resilience and financial performance.
About the Role
The Cluster Portfolio Manager for Two Wheeler loans is responsible for managing the portfolio of two-wheeler loans within a specific area, ensuring NPA resolution, and achieving collection targets. This role involves handling the Risk - 60 portfolio, achieving resolution and normalization targets,
and ensuring compliance with audit procedures. The Cluster Portfolio Manager will manage a team and ensure the effective servicing of debt for two-wheeler loan products.
Key Responsibilities
Portfolio Management:
.Manage the portfolio of two-wheeler loan products.
.Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement.
.Ensure minimum addition to the NPA pool by maintaining the delinquency level.
.Achieve calling resolution targets for X & 30 buckets for two-wheeler products.
.Adhere to calling norm targets for two-wheeler products.
Operational Management:
.Oversee the collection process to ensure productive and effective portfolio management.
.Monitor and analyze portfolio performance metrics and implement necessary adjustments.
.Ensure compliance with regulatory guidelines and internal policies.
.Engage defaulting members thr
📌 RPMG:Cluster Portfolio Manager (Noida)
🏢 Axis Bank
📍 Noida
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