Job Description
- Credit Appraisal – Underwriting/recommending of proposals for non-collateral/collateral backed education loan
- Training- Provide training to CPA's
- Delinquency Management for the location
- Vendor / Cost management – managing the outsource agencies and ensure TAT is maintained by these agencies
- PDD Management – controlling and tracking PDDs through proper MIS for the location
- Quality Management in terms of Audit, Compliance and Hind sighting
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Roles & Responsibilities Specific Responsibilities :
- Credit Appraisal – Underwriting/recommending of proposals for non collateral/collateral backed education loan.
- Process – Understanding process and policies and implementing the same to ensure smooth transactions.
- Training- Provide training to CPA's so that they work in synergy with the companies policies and norms
- Delinquency Management for the location
- Vendor / Cost management – managing the outsource agencies and ensure TAT is maintained by these agencies.
- Quality Management in terms of Audit, Compliance and Hindsighting
- PDD Management – controlling and tracking PDDs through proper
- MIS for the location
Technical Competencies / Skills :
- Basic knowledge of loan underwriting
- Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
- Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow analysis.
- Good communication and report writing skills
- Basic knowledge of Banking Valuable Knowledge of computer applications