Role & Responsibilities
- Managing team of Credit processing associates
- Credit Appraisal Underwriting/recommending of proposals for non-collateral/collateral backed education infrastructure loan
- Process Understanding process and policies and implementing the same to ensure smooth transactions
- Training- Provide training to CPAs so that they work in synergy with the companies policies and norms
- Delinquency Management for the location • Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies
- Quality Management in terms of Audit, Compliance and Hind sighting
- PDD Management controlling and tracking PDDs through proper MIS for the location
- Monitoring end usage of loan
Deliverables
- Login to Recommendation TAT
- Maintaining Audit Compliance and errors in Hind sighting
- Training
- Delinquency control as per budget
- Cost management
- Current initiatives
Eligibility
- CA
Technical Competencies
- Basic knowledge of loan underwriting
- Knowledge of Education Lending Business- awareness on risk involved.
- Good communication and report writing skills
- Basic knowledge of Banking
- Good Knowledge of computer applications