Role & responsibilities
- Managing team of Credit managers
- Credit Appraisal Underwriting/recommending of proposals for non-collateral/collateral backed education loan
- Process & Initiatives Understanding process and policies and implementing the same to ensure smooth transactions
- Training- Provide training to internal team and channels/DSTs. Provide regular training to outsource agencies so that they work in synergy with the companies policies and norms
- Delinquency Management for the entire State
- Portfolio Management – Monitoring the performance of portfolio and suggest changes to adapt to maintain the quality of portfolio
- Vendor / Cost management – managing the outsource agencies and ensure TAT is maintained by these agencies
- Quality Management in terms of Audit, Compliance and Hind sighting
- PDD Management – controlling and tracking PDDs through proper MIS for the location
Preferred candidate profile
8-10 years of Underwriting experience in lending Business. Experience in mortgage industry will be an added advantage.
📌 Area Credit Manager (Chennai)
🏢 Avanse Financial Services
📍 Chennai
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