Job Summary

Assist SCT in monitoring, reviewing, analyzing and summarizing underlying assets that the desk finances via Asset Backed Loan (ABL) facilities or on a single-name basis
Analyzes investment memos, credit agreements, management presentations, financial projections, compliance certificates, recent financial statements or rating agency reports to develop a view on underlying assets, and prepares summaries that are used by SCT to assess the credit risk and worthiness of underlying assets

Key Responsibilities

Prepares credit reports for assets in the SCT portfolio, including one-pagers and summary write-ups
Supports SCT in the preparation of deal screening memos and credit approval memos
Reconciles inputs in the borrowing base model with reported financial statements/compliance certificates, and brings underperforming assets to the attention of SCT
Helps to maintain data accuracy in third-party portfolio reporting system
Liaises with Portfolio Analytics & Monitoring (PAM) on monitoring the portfolio, monthly/quarterly compliance and preparation of the quarterly review




Prepares ongoing summary of approved and underperforming assets for agented transactions
Helps to maintain a database on key terms for ABL facilities
Supports SCT with the closing and funding process
Supports SCT on ad-hoc requests and presentations

Qualifications

Any relevant Graduation

Skills And Experience

Prior work experience in credit analysis and portfolio monitoring
Ability to read a credit memo or Lender Presentation, understand quarterly/annual financials and determine key credit drivers, risks/mitigants to develop a view on a credit
Understanding of credit documentation a plus
Experience in MS Suite, particularly Excel
Ability to work independently and to meet timelines
High attention to detail

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, c

📌 Senior Manager, Credit Trading (Bengaluru)
🏢 Standard Chartered India
📍 Bengaluru