Job Summary

This position is for an Associate Director (WRB) with experience in areas of A-IRB (PD, LGD, EAD) Models, Credit Risk Scorecards and Credit Risk Strategy (cut-off analysis, line assignment et. al) for retail banking / small business lending businesses. The individual will drive delivery (2-3 engagements at any given time) of A-IRB Model, Credit Risk Scorecards and associated Credit Risk Strategies (as well as other risk analytics) for all Retail and SME portfolios of Standard Chartered Bank. The individual is expected to be hands-on at all times.

Responsibilities include understanding Standard Chartered Group requirements and working with the team in developing statistically derived predictive models, performing decision tree-based customer segmentation and profiling analyses, assisting business implementation of sophisticated risk models and providing analytic support to Standard Chartered Businesses across the globe. The individual is expected to drive timely delivery with assigned resources on an engagement,



while ensuring compliance to prevailing / applicable standards / legislation / policies

Key Responsibilities

Strategy

Strategic mindset

Business

Retail Business Understanding

Processes

Process improvement

People & Talent

People manager
Lead through example. Set explicit expectations from the teams and work in collaboration with all relevant partners.
Set and monitor objectives for team members and provide feedback

Risk Management

Manages risk

Governance

Adhere to governance

Regulatory & Business Conduct

Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Effectively and collaboratively identify, escalate, m

📌 Associate Director, WRB Model Development (Bengaluru)
🏢 Standard Chartered India
📍 Bengaluru