* Understand structure of the transaction and identify key risk and mitigants.
* Analyse group financial strength and weakness
* Having deep understanding of various industries
* Experience in managing various structure products like NCD, PTC, Promoter
level funding, Sub Debt/PDI etc.
* Dealing with senior skilled of large/Mid corporate client and maintain
relationship
Portfolio Monitoring
* Identification of Early warning signals to earmark stress accounts and
initiation of exit from stress accounts
* Proactive monitoring of portfolio for control over credit costs.
* Portfolio level reviews
Credit Program Development:
* Engage in the development, implementation, review, and monitoring of various
credit programs to support business growth.
* Participate actively in adoption of digital processes and automation.
Compliance:
* Ensure strict compliance with all audit, regulatory, and company regulations,
processes, policies, and reporting systems.
* To ensure that all the audit queries are resolved in time with proper
justification.
Collaboration and Industry Analysis:
* Collaborate closely with Vertical risk leader to execute risk management
strategies effectively.
* Focus primarily on execution rather than planning, ensuring timely
implementation of risk mitigation measures.
* Conduct industry-level analysis to support decision-making and enhance risk
management frameworks.