Moder formerly known as Archwell Operations is a part of Archwell Holdings founded in 2017. We are a tech forward outsourcing company specializing in supporting the US Mortgage, Insurance, and Banking industries. We specialize in end-to-end component-based outsourcing, managing one-off projects to becoming an extension of the customer service or operations team. Equipped with diverse tools, platforms, solutions, and services we strive to work towards our mission to positively impact the financial health of companies by powering in-house processes using top talent, workflow best practices, and progressive technology.

The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; Review and analyse the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors.

 Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company.





 Knowledge of Lending & Underwriting Guidelines | Credit & Income Analysis | Cash Flow Analysis | Risk Assessment | Loan-to-Value Ratios | Debt-to-Income Ratios

 Review all the documents related to borrower’s Credit, Capacity, Collateral and Capital.

 Calculate asset required for closing and reserve purpose for the transaction (as per guideline)

 Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.

 Provides final approval underwriting of mortgage loans.

 May be requested to make recommendations for improving Internal Audit’s policies and practices.

 Effectively communicate underwriting decisions with processors and advisors

 Qualification & Experience

 Minimum 3 years of experience in conventional/govt end to end underwriting.

 Well-versed with all 4C’s of Underwriting (Asset, Income, Credit a

📌 Mortgage Underwriter (Chennai)
🏢 Moder
📍 Chennai