Job Description:

Role Overview
Own the end-to-end SCF loan lifecycle—from login & eligibility (CIC/KYC) through CAM-lite preparation, documentation, disbursal, servicing (invoices/limits, NACH/cheques), MIS, credit bureau furnishing, and regulatory reporting. Partner closely with Business, Credit, Legal,
Treasury, Tech, and external vendors to deliver accurate, compliant, and timely outcomes.

Key Responsibilities
A) Intake, Eligibility & Documentation Readiness
• Login & completeness: Receive application packs from Sales/Originations; validate against a login checklist (KYC, financials, bank statements, GST, anchor/vendor docs,board resolutions/undertakings, collateral/comforts as applicable).
• Eligibility screening: Pull and review credit bureau (CIBIL/CRIF/Experian/Equifax) for borrowers/guarantors; run KYC/AML/PEP/sanctions checks (incl. CKYC where applicable); flag deviations/negative matches.
• CAM-lite: Prepare a concise preliminary CAM (business overview, banking summary, bureau highlights, checklist status, deviations)



and forward to the Credit team for underwriting; track clarifications to closure.

B) Documentation & Execution
• Draft/issue Sanction Letters, Facility Agreements, ancillary undertakings; ensure correct state stamp duty/e-stamp and templates.
• Coordinate e-sign execution (Legality/Aadhaar or platform of choice) and e-NACH mandate setup; ensure readiness of bank/NPCI files.
• Create master data in LMS (limits, pricing, tenors, schedules, anchor/vendor linkages).

C) Disbursals & Settlements
• Validate disbursal documentation; check invoice eligibility against approved limits, pricing, tenor, anchor/vendor criteria.
• Execute disbursals within TAT; reconcile bank postings; ensure correct vendor/dealer payouts and anchor settlements.
• Maintain accurate digital archiving and indexing in the Document Management System (DMS).

D) Servicing, Collections & Cash Application
• Post-disbursal servicing: process incoming invoices; monitor limit util

📌 Assistant Manager – Loan Operations (Pune)
🏢 Mantras2Success
📍 Pune