Team Lead / Manager — Credit & Settlement Risk

Experience: 10–15 years | Level: Team Lead / Manager

Location: Bangalore, Hyderabad or Gurugram

Role Summary

The Team Lead/Manager owns delivery quality, SLA performance, and client relationship management for the credit and settlement risk engagement — leading a team of Analysts and Senior Analysts, governing methodology consistency, and driving productivity and AI-enablement initiatives in partnership with the client.

Key Responsibilities

● Lead a team of credit analysts delivering annual and quarterly review cycles across the Europe, US portfolios;
own work allocation, capacity planning, and turnaround SLAs.

● Serve as final quality gate on credit reports and risk-rating recommendations before submission to client credit officers;
ensure methodology consistency (CAMELS for FIs;
corporate credit frameworks for non-FIs).

● Own the client relationship at the operational level: run governance cadences, report on SLA/quality metrics, manage escalations, and translate client feedback into process change.





● Maintain and evolve the engagement's methodology playbooks — spreading standards, ratio definitions, covenant-testing protocols, country-risk overlays, and report templates.

● Drive adoption of AI-enabled workflows (automated report drafting, performance-driver extraction, early-warning/news monitoring) including UAT coordination, prompt/output quality feedback loops, and human-in-the-loop review design.

● Partner with the client on framework enhancements — e.G., collateral solutions for clients (pre-funding structures), hybrid risk frameworks for fintech sponsors, and portfolio monitoring systems with ML-based early-warning alerts.

● Manage hiring, onboarding, training, and performance development for the team;
build bench strength and succession coverage across time zones.

● Contribute to account growth: identify adjacent opportunities (stress testing support, exposure analytics, collateral analytics), sup

📌 Credit Risk Lead Analyst (Hyderabad)
🏢 Straive
📍 Hyderabad