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Job Overview:
Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a first line of defense business line, to house and consistently manage credit risk activities performed for Citi’s institutional clients. ICM’s objective is to provide integrated end-to-end credit underwriting, identification, measurement, management, and monitoring for wholesale credit across the enterprise. Within ICM, the Credit Underwriting function (“ICM UW” or “UW”) provides credit analysis, underwriting, and first line of defense credit approval for periodic / material transaction reviews, and any necessary subsequent credit monitoring across all institutional business including Corporate Banking, Services, and Markets relationships.
The Senior Underwriter manages a team of corporate underwriters, covering large and complex
relationships, being responsible for all underwriting activities, in partnership with Business and Risk. This role reports directly to the local head of Underwriting.
Key Responsibilities:
Executes, aligned with global and regional strategies, all responsibilities regarding underwriting,
including, but not limited to:
- Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos, and senior approval forums
- Manage junior resources and serve as a key point of contact for the team for escalations / guidance as required
- Perform a detailed review of the financial analysis, due diligence, projection modeling, stress testing, risk rating, and other in-depth analysis performed by j
📌 Credit Underwriter (Mumbai)
🏢 Citi
📍 Mumbai