Please Note: Final interview will be F2F.

Location - Bangalore

Office location - Cognizant Neon Facility

Business Analyst - Payments, Trade Finance, Cash Management & Liquidity

Role Overview

We are seeking a detail-oriented and domain-savvy Business Analyst to support transformation initiatives in Payments (SWIFT, ISO 20022, real-time, cross-border), Trade Finance, and Cash Management & Liquidity. The Business Analyst will act as the bridge between business stakeholders and technology teams, ensuring requirements are clearly defined, solutions are aligned with business objectives, and regulatory compliance is maintained.

Key Responsibilities

Requirements Gathering & Analysis

Collaborate with business stakeholders to elicit, document, and validate requirements for payments, trade finance, and liquidity solutions.

Translate complex business needs into functional and technical specifications.

Conduct gap analysis between current processes and target state.

Payments Domain

Support initiatives in SWIFT messaging, ISO 20022 migration, real-time payments,



and cross-border transactions.

Document workflows, data mapping, and compliance requirements for payment systems.

Assist in testing and validation of payment solutions.

Trade Finance

Analyze business processes related to trade finance instruments (letters of credit, guarantees, supply chain finance).

Support digitization and automation of trade finance operations.

Ensure solutions meet risk management and compliance standards.

Cash Management & Liquidity

Gather requirements for corporate cash management, liquidity optimization, and treasury services.

Document processes for real-time cash visibility and forecasting.

Support implementation of liquidity management tools.

Stakeholder Collaboration

Act as liaison between business units, technology teams, and external vendors.

Facilitate workshops, interviews, and requirement walkthroughs.

Ensure alignment of solutions with business goals and regulator

📌 Ba - Payments (Bengaluru)
🏢 Cognizant
📍 Bengaluru