Roles and Responsibilities :
- Conduct thorough credit analysis of SME clients to assess their financial health and creditworthiness.
- Evaluate cash flow statements, balance sheets, and other relevant documents to determine loan eligibility.
- Collaborate with internal stakeholders to develop comprehensive underwriting strategies for SME lending products.
- Monitor portfolio performance and identify areas for improvement to optimize risk management.
Job Requirements :
- 3-7 years of experience in Credit Underwriting or related field (e.g., Supply Chain Finance).
- Robust understanding of SME credit principles, including cash flow analysis and financial statement review.
- Proficiency in Bill Payment systems and ability to analyze complex data sets.
- Experience working with Cash Credit facilities or similar financing structures.