You desire impactful work.

You’re RGA ready

RGA is a purpose-driven organization working to solve today’s challenges through innovation and collaboration. A Fortune 200 Company and listed among its *World’s Most Admired Companies*, we’re the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all.

Overview

Serves as a medical consultant to the business from India for life underwriting, living advantages and claims. Evaluates medical tests/information, assesses risks, and research medical procedures and information. Provides ongoing education and training for underwriters, claims examiners and other medical directors or at industry seminars, as required.

Maintains expert general knowledge of medicine, current developments and research for new product and strategic business initiatives.

Key Relationships (Internal & External)
- Case Underwriters
- Claims team
- Asia Pacific Medical Directors
- Global (GST)



and other Regional Medical Directors
- Client underwriters, Claims Assessors and Medical Directors

Duties and Responsibilities

1. Medical Underwriting Support
- Provide expert medical opinions on complex and high-value facultative and automatic underwriting cases.
- Review impairments, medical records, laboratory investigations, attending physician statements, and diagnostic reports.
- Assist underwriters in evaluating mortality and morbidity risks.
- Recommend underwriting actions, ratings, exclusions, and alternative risk management approaches.
- Support consistency and quality in medical underwriting decisions across markets.

2. Claims Assessment
- Provide medical consultation on contestable, disability, critical illness, and complex mortality claims.
- Evaluate causation, diagnosis validity, treatment history, and claim eligibility.
- Assist claims teams in resolving medically complex ca

📌 Medical Director (Mumbai)
🏢 Reinsurance Group of America
📍 Mumbai