Job Details
- Job Title: Manager - Central Collateral Risk
- Grade: AM - Manager
- Department: Technical
Job Summary

The Collateral Risk Manager is responsible for maintaining and enhancing the quality of IIFL HFL's portfolio by assessing potential risks, recommending policy interventions, and developing effective, standardized processes and systems for collateral evaluation (property valuation). This role bridges collateral risk, policy, process, and product development, while supporting the digitization of customer onboarding, verifications, and property valuation to reduce overall loan processing time.
Responsibilities
- Portfolio Risk Assessment
- Analyze the existing portfolio to identify potential risks at project, builder, and location level, based on current and expected market trends.
- Track real estate price trends and contribute to development of Automated Valuation Models (AVMs).
- Monitor high-risk properties or portfolios and provide actionable insights to Head - Collateral Risk.
- Policy Regulatory Intervention
- Understand local policies, regulatory norms,



and market practices affecting collateral risk.
- Recommend policy interventions to mitigate and regulate risk.
- Ensure compliance with internal and external audit and regulatory standards.
- Process System Enhancement
- Develop leaner, standardized processes for collateral evaluation and property valuation.
- Drive end-to-end enhancement of technical valuation systems: requirement gathering, stakeholder discussions, product/system development, and implementation.
- Design innovative processes to improve efficiency, accuracy, and TAT in collateral assessment.
- Data Analysis MIS
- Analyse large datasets to identify risk trends, valuation deviations, and portfolio quality issues.
- Maintain dashboards and MIS reports for decision-making. Support digital initiatives for branch, regional, and central operations.
- Stakeholder Management Training
- Collaborate with branch, zonal, central teams, and

📌 Manager - Central Collateral Risk (Gurugram)
🏢 IIFL home finance
📍 Gurugram