Role & responsibilities
- Identify, empanel, and handle external technical agency
- Manage property & project valuation *(including periodic audit exercise)*
- Do periodic or trigger-based review of technical agencies
- Monitor HPA, prepare and present detailed analysis of real estate on periodic basis
- Conduct collateral visits, if required, to resolve discrepancies raised in the valuation reports, control vendor quality and to advise on the collateral acceptance
- Liaison with lenders technical managers, their valuers, Government Bodies / Authorities, and other stakeholders
- Collateral portfolio Analysis works- including collateral portfolio monitoring, deviation analysis, rejection data analysis
- Create & timely update location / hub specific technical policy based on local byelaws & practices
Preferred candidate profile
- working experience with HFC / Bank in real estate verifications/valuations
- Basic knowledge of mortgage lending viz. technical (valuations & building bye law compliance) & legal (mortgage creation / title documentation)
Experience in risk mgmt.; policy, data interpretation and reporting would be an added advantage