Key Responsibilities
- Drive branch business by achieving gold loan disbursement and revenue targets.
- Acquire recent customers and maintain relationships with existing customers.
- Manage overall branch operations, including loan processing, disbursement, renewals, and closures.
- Ensure accurate gold appraisal and valuation as per company policies.
- Monitor portfolio quality, collections, overdue accounts, and NPAs.
- Ensure compliance with RBI guidelines, internal policies, audit, and KYC requirements.
- Lead, train, and monitor branch staff to improve productivity and service quality.
- Handle customer grievances and deliver excellent customer service.
- Maintain branch security, vault management, and operational controls.
Required Skills
- Sales and business development
- Team leadership
- Gold loan operations and branch management
- Customer relationship management
- Risk and compliance management
- Communication and problem-solving skills
Eligibility
- Graduate in any discipline (MBA preferred).
- Typically 5–10 years of experience in Gold Loans,
📌 BM-Anantapur - Jesus Nagar (Andhra Pradesh)
🏢 Aditya Birla Capital
📍 Andhra Pradesh
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