Discover your future at Citi Working at Citi is far more than just a job A career with us means joining a team of more than 230 000 dedicated people from around the globe At Citi you ll have the opportunity to grow your career give back to your community and make a real impact We re currently looking for a high caliber professional to join our team as Commercial Bank Underwriter Assistant Vice President based in Mumbai India This role covers mainly the North Asia Market and is part of the Commercial Lending Management Unit that falls under the Institutional Credit Management ICM umbrella ICM is an in-business first line of defense 1LoD function within Citi dedicated to end-to-end wholesale credit risk WCR management ICM covers numerous products clusters and lines of businesses LoBs - all while providing the controls and support necessary to help reduce Citi s risks In this role you re expected to Interface with and support bankers in underwriting requests for commercial credit extensions for current and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures credit risk policy guidelines and standards Prepare a detailed written credit summary of commercial borrowers requesting credit by analyzing the business interpreting the financing need identifying the strengths and prevailing risk factors and rendering a final credit decision Perform detailed financial analysis on companies including trend and ratio analysis and interpret the financial information Perform credit and personal corporate financial statement analysis on individuals guarantors and co-borrowers in order to assess repayment capacity based on cash flow statements tax returns and statements Perform industry and geographical research and other due diligence as needed Maintain a solid understanding of Citibank products and services - within the Commercial Bank and the broader organization Maintain compliance with Citibank credit policies practices an

📌 Citi Institutional Credit Management (Mumbai)
🏢 Citigroup
📍 Mumbai