Job Requirements
Job Title/ Role: Manager - FCU Governance
Business Unit/ Department: Risk

Job Purpose:
As a member of the Enterprise Risk Management (ERM) team, this role is responsible for managing regulatory interactions—particularly with the Reserve Bank of India (RBI) / SEBI, Law enforcement agencies like Indian Cyber Crime Coordination Centre (I4C), Ministry of Home Affairs (MHA), Financial Intelligence Unit of India, NPCI and other authorities; besides the Internal Audit engagements related to Financial Crime – Money Mules and Cyber Enabled Fraud related matters. The incumbent will ensure timely and accurate delivery of regulatory submissions, support balanced and risk-based discussions with the authorities, and provide high‑quality drafting and review of regulator-facing responses. The role requires solid experience in money mule risk mitigation, cyber-enabled fraud prevention, compliance frameworks, and the ability to manage cross-functional stakeholders to close issues effectively.

Roles & Responsibilities:
Regulatory Interaction & Response Management (RBI Focus)




Ensure effective and quality liaison for RBI inspections, offsite reviews, adhoc submissions in response to the targeted questionnaires, onsite thematic reviews, and other supervisory/ regulatory communications related to Money Mules and Cyber Enabled Fraud risk.
Lead the end-to-end process of regulatory responses: query intake → stakeholder coordination → evidence collation → drafting → quality review → timely submission.
Ensure high quality responses reflecting a balanced, transparent, and risk-based perspective, aligning with regulatory expectations.
Maintain a robust repository of submissions, inspection reports, compliance status, and closure evidence to enable consistency in responses.
To liaise with internal stakeholders for assimilation of required information, tracking and escalating issues to ensure timely submissions.
Manage regulatory on‑site inspections by liaising with various sta

📌 Manager - FCU Governance (Mumbai)
🏢 IDFC FIRST Bank
📍 Mumbai