Job Summary

This position is open with Bajaj Finance ltd. Candidate will be responsible for managing flexi portfolio for SME. Activities related to blocking/unblocking and reporting will be part of responsibilities.

Responsibilities

- Highlight cases triggered as per through the door rule set. Engage with sales and credit teams to identify risk. Formulate learnings from through the door into policies
- Actively engage in portfolio management related to flexi line management. Blocking and unblocking of limits.
- Propose policy refinements as per business/market requirement.
- Identify opportunities and propose strategies to enhance business. Formulate, implement and monitor portfolio segments to enable Business Teams
- Monitor, manage and refine IT platform SFDC for better risk management. Execute reports on SFDC, Datamart, etc.
- Identify any issues related to incorrect system behavior (e.g. case approved by system which ideally should be rejected as per Policy).
- Periodic testing of system validation, approval and line assignment rules
- Routine interaction with stakeholders (Business, Credit, RCU, Ops and IT), and tracking/closure of minute items.




- Work with COE and Product team to formulate, test and implement business opportunities/requirements
- Conduct Business UAT for new developments, provide signoff and closely monitor the development post production deployment.
- Periodic reporting of MIS and Dashboards (Bounce, Projected risk metrics, etc.)
- Assist Sales Team to resolve cases which are stuck due to system issues.

Major Challenges
- Energetic portfolio with multiple variables influencing risk performance
- High velocity expertise required to manage huge data sets
- Draw meaningful / actionable insights as an outcome of data analysis
- Ongoing liaising with IT, Business and BIU teams to ensure timely reporting of critical performance indicators

Required Qualifications and Experience
- Graduate/ Post-Graduate having Banking domain knowledge
- 2 - 3 years experience in retail or consumer lending.
- Excellent analytical, data management and presentation skills.
- Exposure to data management tools e.g. SQL/Power BI etc.
- Effective verbal and written communication skills and stakeholder management

📌 Deputy Manager - BLSE & LAP North West (Bhopal)
🏢 Bajaj Finance
📍 Bhopal