The Analyst will hold a critical role within the Structured Credit and Real Estate Underwriting SCREU team administering a multi-billion-dollar portfolio of real estate and asset securitization transactions The analyst will support monitoring and underwriting process in conventional and affordable housing as well as related real estate sectors such as covering REITS REOC casino gaming and homebuilders The analyst will Work proactively with the Underwriting team to ensure timely information flow communications among all internal stakeholders Monitor the ongoing compliance of assigned deals with the documented financing terms and conditions portfolio performance and financial triggers with the aim of identifying and mitigating credit risks Assist with classification and risk rating processes decisions and monitoring Review servicer reports for accuracy investigate unusual data trends identify deteriorating asset performance and keep abreast of industry and market trends and customer-specific events which may require contributions to quarterly portfolio reviews and liaising on updates to collateral data Prepare annual credit approval and quarterly memos in a timely manner Model transactions for risk rating and stress testing purposes Assist with special projects including stress testing portfolio concentration analysis internal audit reviews risk rating processes Credit Policies and Credit Programs across product groups Assist in reporting of Basel securitization parameters Maintain organized credit files for credit regulatory and compliance purposes and ensuring compliance with WCR policies and processes Review and analyze historical and pro forma financial statements of real estate properties e g operating statements rent rolls to ascertain revenue trends expense structures and Net Operating Income NOI Examine the financial statements Balance Sheet Income Statement Cash Flow Statement of borrowers and sponsors to assess their financial health Basic understanding of r

📌 Real Estate Underwriting (Mumbai)
🏢 Citigroup
📍 Mumbai