Job Purpose
To be responsible for the credit administration related work.
Key Accountabilities and Requirements
- peparing/Checking of offer letters and documents in line with the credit conditions stipulated in Credit Memos
- Monitoring of post disbursal conditions
- Limit inputting, release and Checking of all conditions precedents stipulated in Credit Memo before loading of both Offshore and Onshore limits
- Tracking of various regulatory/Credit Monitoring items like Stock Statement, QIS, Insurance policies, collateral audit, ROC Search etc.
- Preparing MIS on incomplete security documents and and liaising with RMs for receipt/rectification of such items
- Liaising with in-house legal team and external legal counsel for drafting of non standard docs so as to ensure that credit conditions stipulated by credit chain are incorporated in such documents
- Liaising with HO, other department for MIS and other information as well as for off-shore limits loading/facilities disbursals.




- Participating actively in Process analysis and making them more effective and reducing duplication of processes.

Job Duties & responsibilities
- Checking of offer letters and security documents
- Follow up of Pre and Post monitoring disbursal conditions and pending security documents
- Preparing of various MIS which includes, Internal MIS and that for HO/ regulators
- Effect Data base management of various MIS pertaining to Credit Control Unit
- Liaising with in house and external legal for drafting of non standard docs and also with vendors for valuation, charge creation etc.
- Effective management of the portfolio being handled by him/her.

Experience
- The job holder should have requisite skills in terms of understanding the various products offered by the bank. He/She should have handled credit administration
- Jobs. Minimum stint of 3-5 year in credit administration in various positions (For BE-A the experience level of 3 years can be considered).

Education / Preferred Qualification

📌 Analyst, Specialist, Credit Control, Risk Management Group (New Delhi)
🏢 DBS Bank India
📍 New Delhi