Description
Job Title

Treasury Products & Process Transformation

Key Responsibilities
- Act as a product champion for Treasury offerings (FX, derivatives, remittances, investment and liability products as applicable), with deep understanding of end‑to‑end processes.
- Own and document Treasury product workflows, identifying gaps, redundancies, and operational risks across front‑to‑back processes.
- Support new product launches, enhancements, and regulatory‑driven changes, ensuring seamless implementation across systems and teams.
- Drive process re‑engineering initiatives to improve efficiency, reduce TAT, minimise manual interventions, and enhance control effectiveness.
- Lead the ideation, design, and rollout of AI‑driven use cases across Treasury, including (but not limited to):
- Client engagement and decision‑support tools
- Process automation and exception management
- Data analytics, insights, and dashboarding
- Work closely with internal AI/Tech teams/vendors to ensure practical, scalable, and compliant AI adoption.
- Partner with Compliance, Risk, Legal, Finance,



and Operations to ensure that all processes and products are regulatory‑compliant and audit‑ready.
- Facilitate cross‑functional working groups for Treasury transformation initiatives.
- Collaborate with Treasury Sales teams to improve customer journeys, reduce friction points, and enhance overall client experience.

Key Skills & Competencies
- Robust knowledge of Treasury products and workflows (FX, derivatives, remittances, investments, liabilities – depending on scope).
- Hands‑on experience in process improvement, automation, or digital transformation within a bank or financial institution.
- Working understanding of AI / analytics / automation concepts and their application in financial services.
- Ability to define business requirements, user stories, and process maps.

Education & Experience
- MBA / CA / Engineering or equivalent professional qualification.
- 4-7 years of experience in Tre

📌 Product Manager-Fx-TREASURY-FOREX MERCHANT-Product (Mumbai)
🏢 Kotak Mahindra Bank
📍 Mumbai