Job Purpose
To design and build a scalable Real-Time Approval ecosystem that bridges the gap between increased organizational size and the need for agility. This role is responsible for creating a standardized approval engine—For specific product—to ensure non-negotiable speed in customer acquisition journey. The primary objective is to eliminate friction in the customer journey, thereby enabling the rapid scaling required to meet LRS financial Goals.Duties and Responsibilities
Product Development

• Act as a liaison between Business/COE and technology groups to facilitate communication both ways capturing product and feature expectation from business, grooming the requirement (What is doable and What’s not – best practice in Realtime(RT) Loan Approval engine from customer standpoint and relevant to industry- BFSI)
• Review Business User Stories for the streams assigned, Undertake Gap Analysis and prepare Approach Document/ solution documents along with IT
• Handling complex ideas and break them down into concise and effective requirements
• Enrich BRDs considering customer in mind,



achieving horizontalization and standardization.
• Review Tech solutioning documents and highlight any impediments and gaps w.r.t approved BRD submitted.
• Ensuring complete coverage with respect to integration document prepared by technology team.
• Understand and suggest Data ecosystem requirements contributing to RT Loan Approval Engine and Data Architecture based on user stories submitted by business.
• Generate ideas for product improvement & brainstorm impact with counterparts in Functions and COEs and gauge feasibility with IT team
• Scout the technology landscape to ensure adoption of emerging solutions and maintain cutting-edge edge
• Participate in Product feature presentation with project priorities, timelines, quarterly plans, etc. to Vertical Head for sign-off
• Prepare overall project plan for execution of projects and prioritize projects based on those with large impact or h

📌 Unit Manager (Pune)
🏢 Bajaj Finance
📍 Pune