Role
Credit Risk – Business Analyst
Experience
3-6 years
Location
Chennai (Hybrid)
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What awaits you/ Job Profile
- Work on risk and credit risk (IRBA) use cases, supporting the implementation of regulatory and business requirements.
- Translate business and regulatory requirements into clear technical logic and data solutions.
- Design and implement data-driven rules such as flags, segmentation logic, and parameter calculations.
- Ensure traceability, auditability, and compliance in all implementations.
- Use AI tools to improve productivity in development, testing, and documentation.
- Support SQL/Query optimization, test case generation, and documentation (e.g., Data lineage, Confluence pages).
What should you bring along
- Strong analytical thinking and problem-solving skills.
- Ability to understand business needs and convert them into technical solutions.
- Attention to detail with a focus on data accuracy and compliance.
- Good communication and collaboration skills.
- Proactive mindset to identify automation and improvement opportunities.
- Ability to work in fast-paced, regulatory-driven environments.
Must have technical skill
- Experience performing Business Analyst activities within Credit Risk teams, supporting business units and stakeholders.
- Strong experience with data-driven business rules such as flags, segmentation, and parameter logic.
- Ability to translate Business Requirement Documents (BRD) into Functional Specification Documents (FSD) and support implementation with development teams.
- Experience in designing, enhancing, and executing test scenarios, with a focus on improving testing efficiency and processes.(nice to have)
- Strong SQL skills, including query writing and optimization.
- Hands-on experience in test case design and execution.
- Ability to maintain explicit and comprehensive
📌 Credit Risk (Chennai)
🏢 BMW TechWorks
📍 Chennai
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