Amex GBT is a place where colleagues find inspiration in travel as a force for good and – through their work – can make an impact on our industry. We’re here to help our colleagues achieve success and offer an inclusive and team-oriented culture where your voice is valued.
What You’ll do on a Typical Day
We are seeking a proactive and detail-oriented Credit Risk Analyst to take ownership of our credit risk, collections, and policy framework across all business entities. In this role, you will bridge the gap between risk prevention, policy optimization, and debt recovery. You will be the key driver in minimizing financial exposure while optimizing cash flow, managing everything from credit policy enhancements to third-party agency escalations and financial accounting for deposits.
- Policy Optimization - Review, design, and continuously improve internal credit risk policies across all company entities.
- Insurer Management - Manage relationships with our Credit Insurance provider, submitting claims and providing all required documentation promptly.
- Debt Escalation - Identify high-risk accounts and execute timely escalations to our Debt Collecting Agency when standard collection paths are exhausted.
- Exception Management - Review, evaluate, and manage all form-of-payment exceptions, balancing business agility with financial security.
- Financial Accounting - Handle the end-to-end administration, deposit guarantees, and accounting entries for client-related security deposits.
- Management Reporting - Prepare data-driven insights and lead regular meetings with executive management to report on collection progress, aging balances, and portfolio health.
What We’re looking for
- Graduate with 3–5+ years of experience in credit risk analysis, credit control, or corporate underwriting.
- Direct experience working with commercial credit insurance providers (e.g., Atradius, Atrium)
- Proven track record of managing collections legal processes and external debt collection