Description
Role purpose
As Data Science Manager, you will combine active, hands-on delivery with a senior technical presence that raises the bar for the team around you. You will work end-to-end on credit risk strategy, features, and analytics, while also acting as a day-to-day technical reference point for junior colleagues based in the same office. You will contribute to the development and performance of the broader local data science team, working closely with data science managers across other locations to ensure the team operates to consistent standards.
Key responsibilities
1. Hands-On Delivery
- Analyse customer, bureau, transactional, and repayment data to identify drivers of risk, loss, approval rates, and customer outcomes.
- Build and iterate credit risk features and model inputs — behavioural signals, affordability proxies, stability-tested transformations — working closely with modellers and engineering.
- Design, run, and evaluate credit policy experiments (cut-offs, limits, pricing/risk trade-offs, segment strategies), including post-implementation reviews.




- Support portfolio analytics: vintage analysis, roll-rates, migration, early warning indicators, collections funnel analytics, and loss driver deep-dives.

2. Technical Leadership & Standards
- Set the standard for analytical rigour, code quality, and documentation within the local team.
- Review the work of junior data scientists, providing structured technical feedback and ensuring output meets the bar required for production or stakeholder use.
- Act as the primary in-office technical reference point — available for pair working, problem-solving, and day-to-day guidance on analytical and modelling questions.
- Identify and address gaps in technical approach before they become delivery risks; escalate where appropriate.

3. People and Collaboration
- Contribute meaningfully to performance reviews and development conversations for data scientists based in the same office, working in partnership

📌 Data Science Manager (Bengaluru)
🏢 GoTymeX
📍 Bengaluru