Role Overview
We are looking for an experienced Product Lead – LAP to manage and drive the LAP product at a Pan India level. The role will be responsible for product strategy, policy, business performance, process improvement, technology initiatives, and cross-functional coordination to drive sustainable business growth.

Key Responsibilitie
sManage and drive the LAP product strategy at the Pan India level
.Formulate, review, and implement product policies, credit programs, and process guidelines in line with business objectives and regulatory requirements
.Work closely with Business, Credit, Operations, Risk, Legal, Compliance, Technology, and Finance teams for smooth product execution
.Monitor business performance, productivity, login, approval, disbursement, rejection, and portfolio trends
.Identify business gaps and implement initiatives to improve business growth, productivity, TAT, and overall customer experience
.Design and implement sales incentive structures, contests, and productivity initiatives
.Develop and support marketing collaterals, product communication,



and sales enablement material
.Drive process improvement, digitisation, automation, and technology initiatives to improve operational efficiency
.Manage and coordinate NHB/RBI audit-related activities and ensure timely closure of observations
.Conduct regular market and competitor analysis to identify recent opportunities and improve product offerings
.Review product performance and recommend changes in pricing, product features, eligibility criteria, policies, and processes
.Analyse portfolio quality, rejection trends, early delinquencies, and business risks in coordination with Credit and Risk teams
.Prepare and present MIS, dashboards, business reviews, and product performance reports to senior management
.Lead and manage the MIS/Product team and ensure timely and accurate reporting
.Travel across India to understand market requirements, support business teams, and drive product initiatives
.Conduc

📌 Product Team Lead (Mumbai)
🏢 Anand Rathi Global Finance
📍 Mumbai