The Basics:
Team: Engineering
Experience: 7+ Years
Location: Mumbai/Remote

Introduction
$11 trillion of money flows every year between companies in India. It typically takes an average of 70 days for a business to get paid, and this number is increasing by ~5% every year. Formal funding options remain limited, covering less than 5% of the addressable market.
At CashFlo, we are building India’s largest B2B Payments Platform, transforming how businesses pay and get paid. Our award-winning platform processes ₹20,000+ Crores of invoices every month, serving 300,000+ MSMEs and 1,200+ corporates, with 30+ lenders integrated into the ecosystem.
You will join a core team of ex-BCG, ISB, and IIM alumni, backed by Elevation Capital and General Catalyst, with deep lineage in financial services via our NBFC roots. We are a team of problem solvers building a technology-first company with a strong product mindset.
If you enjoy solving real customer problems, working across systems, and owning outcomes end-to-end — we want to talk to you.

Role Description




We're looking for a Principal Engineer to own the architecture and technical direction of our core platform. You'll operate at the intersection of high-scale distributed systems and fintech-grade security and compliance, turning rapid-growing but increasingly complex product surfaces into resilient, extensible platforms. This is a hands-on technical leadership role: you will design and review critical systems, set engineering standards across teams, and mentor senior engineers, while staying close enough to the code to unblock the hardest problems yourself.
Key Responsibilities
Own end-to-end architecture for high-concurrency, high-availability platform services, from design through production operability.
Define and drive adoption of architectural patterns (event-driven microservices, multi-tenant SaaS, distributed locking/coordination) across multiple engineering teams.
Partner with Product, Risk/Compliance, and cross-function

📌 Principal Engineer (Mumbai)
🏢 CashFlo
📍 Mumbai