Location Name: Pune Corporate Office - PTP

Job Purpose

Responsible for drafting, reviewing, vetting and advising on legal documentation relating to Consumer Lending, Retail Lending, SME Lending and Fixed Deposit business, including digital lending journeys, product documentation, vendor arrangements and regulatory legal support.

Duties And Responsibilities

Draft, review and vet loan, security and related documentation for secured and unsecured Retail and SME loan products.
Draft, review and advise on terms and conditions for Fixed Deposit products, including queries relating to deceased claim settlements, powers of attorney, trust deeds and investment-related clauses.
Review and advise on customer journeys, consent flows and loan documentation for digital lending products and digital customer acquisition channels.
Structure, draft, review and negotiate product-specific documentation in coordination with business, product, compliance, operations and technology teams.
Draft, review and negotiate agreements relating to interest subvention, outsourcing, service providers,



collaborations, non-disclosure arrangements, marketing and endorsement arrangements, escrow structures and digital initiatives.
Prepare, standardize and periodically update legal templates for recent and existing products, ensuring consistency with applicable laws, internal policies and business requirements.
Draft and vet terms and conditions for promotional offers, campaigns, customer communications and product-related disclosures.
Research and analyse applicable laws, judicial precedents and regulatory developments to assess their impact on products, services, documentation and customer journeys.
Provide timely, practical and legally sound advice to internal stakeholders on day-to-day legal, contractual, regulatory and documentation-related issues.
Support implementation of legal and regulatory changes affecting consumer lending, digital lending, outsourcing, data privacy, consumer protection and f

📌 Cluster Manager (Pune)
🏢 Bajaj FinServ
📍 Pune