Job Purpose :
Product Management and Analytics including Regulatory Compliance

Key Accountabilities :
- Product Management Support
- Support Performance Analytics & Client Journey
- Regulatory Adherence & Controls
- Risk & Control Contribution

Job Duties & responsibilities:
- Collaborate with senior team members on developing, implementing, and monitoring product strategies and controls for the Gold Loan portfolio.
- Assist in tracking key performance indicators (KPIs) and preparing reports to provide insights for product enhancement and business growth.
- Identify and suggest opportunities for process improvement within the Gold Loan client lifecycle to enhance efficiency, customer experience and governance
- Assist in ensuring adherence to RBI guidelines (LTV, KYC/AML, auctions, interest rates, disclosures) and internal compliance standards for Gold Loan products.
- Work collaboratively with Technology, Compliance, and Risk teams to ensure data integrity, facilitate system enhancements, and support risk mitigation efforts.




- Help monitor the implementation of regulatory circulars and assist in managing statutory/regulatory inspections and audit findings.
- Prepare materials for briefings on compliance observations and best practices for branch staff.

Required Experience:
- Basic knowledge of banking regulations
- Basic understanding of branch operations and lending
- Good observation, documentation, and reporting skills.
- Product management support, business analytics, or a related field within retail banking.

Education / Preferred Qualifications :
Graduate in Commerce/Finance (Postgraduate or skilled certifications like CA-Inter/CIA preferred).

Core Competencies:
- Proficiency in MS Excel.
- Ability to work with multiple stakeholders (branch staff, tech, marketing, compliance, etc).
- Process Orientation: Basic understanding of end-to-end business processes and a willingness to contribute to continuous improvement
- Good communication skills

Technical

📌 Senior Associate (Mumbai)
🏢 DBS Bank
📍 Mumbai